{
    "notice": {
        "usage_guidelines": [
            "You are free to use AwardWallet transfer times in your products.",
            "You must reference AwardWallet and the specific page https://awardwallet.com/mile-transfer-times.",
            "You must state: \"Transfer times are measured and managed by AwardWallet.\"",
            "If you display this data, you must also display AwardWallet's monetized links (the buy_url field) as active, clickable links so AwardWallet receives affiliate compensation. Removing, rewriting, cloaking, or suppressing these links is not permitted."
        ],
        "source_name": "AwardWallet Mile Transfer Times",
        "source_url": "https://awardwallet.com/mile-transfer-times"
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        "license": "Use permitted with attribution to AwardWallet and a link to the source page. Any display of this data must also display AwardWallet's monetized links (buy_url) as active, clickable links.",
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            ]
        },
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        },
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        },
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        },
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            ]
        },
        {
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                "provider_id": 84,
                "provider": "Amex (Membership Rewards)",
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                        "display": "Immediate"
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        },
        {
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                        "display": "Immediate"
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                    "bonus": null,
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                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 84,
                "provider": "Amex (Membership Rewards)",
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                        "display": "Unknown"
                    },
                    "bonus": null,
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                    "buy_url": null
                }
            ]
        },
        {
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                "provider": "Amex (Membership Rewards)",
                "region": "Canada"
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                "region": null
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                {
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                        "display": "Unknown"
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                    "bonus": null,
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                    "buy_url": null
                }
            ]
        },
        {
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                "provider": "Amex (Membership Rewards)",
                "region": "Germany"
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                "region": null
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            "variants": [
                {
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                        "source": 3,
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                    "min_transfer": 3000,
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                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
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                "provider": "Amex (Membership Rewards)",
                "region": "United States"
            },
            "target": {
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                "provider": "Emirates (Skywards & Business Rewards)",
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            "variants": [
                {
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                        "target": 800
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                    "duration": {
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                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/amex-membership-rewards/emirates-transfer-devaluation/\">Amex-Emirates transfer rate dropped to 5:4 on September 16, 2025</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 84,
                "provider": "Amex (Membership Rewards)",
                "region": "United Kingdom"
            },
            "target": {
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                "region": null
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                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/amex-membership-rewards/emirates-uk-transfer-ratio-devaluation/\">Transfer ratio devalued effective February 1, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 84,
                "provider": "Amex (Membership Rewards)",
                "region": "Germany"
            },
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            },
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                {
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                    "min_transfer": 1000,
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                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 84,
                "provider": "Amex (Membership Rewards)",
                "region": "United States"
            },
            "target": {
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                "region": null
            },
            "variants": [
                {
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                        "min_hours": 0,
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                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/amex-membership-rewards/etihad-transfer-partner-ending/\">Amex dropped Etihad as a transfer partner effective June 30, 2026</a>.",
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            ]
        },
        {
            "source": {
                "provider_id": 84,
                "provider": "Amex (Membership Rewards)",
                "region": "United Kingdom"
            },
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                "region": null
            },
            "variants": [
                {
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                        "source": 1500,
                        "target": 100
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                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
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                    "buy_url": null
                }
            ]
        },
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            "target": {
                "provider_id": 44,
                "provider": "Air France (Flying Blue)",
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            },
            "variants": [
                {
                    "credit_cards": null,
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                        "source": 100,
                        "target": 100
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                        "max_hours": 0,
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                    },
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                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/capital-one-rewards/flying-blue-transfer-bonus/\">20% transfer bonus through November 30, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 416,
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                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 31,
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            },
            "variants": [
                {
                    "credit_cards": null,
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                        "source": 100,
                        "target": 100
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 35,
                "provider": "Cathay Pacific (Cathay)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 58.3,
                        "max_hours": 58.3,
                        "display": "2 days"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 36,
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                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
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                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 48,
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                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 75
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/capital-one-rewards/emirates-transfer-rate-devaluation/\">Transfer ratio devalued effective January 13, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 179,
                "provider": "Etihad Airways (Etihad Guest)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 79,
                "provider": "EVA Air (Infinity MileageLands)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 75
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 36,
                        "max_hours": 36,
                        "display": "1 day"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 178,
                "provider": "Finnair Plus",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 43,
                "provider": "Japan Airlines (JMB)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 75
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 13,
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                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 60
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 2.1,
                        "max_hours": 2.1,
                        "display": "2 hours"
                    },
                    "bonus": null,
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/capital-one-rewards/transfer-capital-one-to-jetblue/\">Launched February 18, 2025</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 463,
                "provider": "Preferred Hotels, etc. (I Prefer)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 200
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 33,
                "provider": "Qantas (Frequent Flyer)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 24,
                        "max_hours": 24,
                        "display": "1 day"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 83,
                "provider": "Qatar Airways (Privilege Club)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/capital-one-rewards/qatar-jal-i-prefer-transfer-partners/\">Launched September 23, 2025</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
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            "target": {
                "provider_id": 71,
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                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 18.1,
                        "max_hours": 18.1,
                        "display": "18 hours"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 176,
                "provider": "TAP Portugal (Miles&Go)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 97,
                "provider": "Turkish Airlines (Miles&Smiles)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 40,
                "provider": "Virgin Atlantic (Flying Club)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
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                    "min_transfer": 1000,
                    "duration": {
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                        "max_hours": 0,
                        "display": "Immediate"
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                        "percentage": 30,
                        "starts_at": "2026-11-01",
                        "valid_through": "2026-11-21"
                    },
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/capital-one-rewards/virgin-red-transfer-bonus/\">30% transfer bonus through November 20, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 5125,
                "provider": "Virgin Red",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
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                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": {
                        "percentage": 30,
                        "starts_at": "2026-11-01",
                        "valid_through": "2026-11-21"
                    },
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/capital-one-rewards/virgin-red-transfer-bonus/\">30% transfer bonus through November 20, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 104,
                "provider": "Capital One",
                "region": "United States"
            },
            "target": {
                "provider_id": 15,
                "provider": "Wyndham Rewards",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 100,
                        "target": 100
                    },
                    "min_transfer": 1000,
                    "duration": {
                        "min_hours": 13.3,
                        "max_hours": 13.3,
                        "display": "13 hours"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 184,
                "provider": "Aer Lingus (AerClub)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
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                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": {
                        "percentage": 30,
                        "starts_at": "2026-11-01",
                        "valid_through": "2026-12-02"
                    },
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/chase-ultimate-rewards/avios-transfer-bonus/\">30% transfer bonus through December 1, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 2,
                "provider": "Air Canada (Aeroplan)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0.8,
                        "max_hours": 0.8,
                        "display": "47 minutes"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 44,
                "provider": "Air France (Flying Blue)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 31,
                "provider": "British Airways (Club)",
                "region": "United States"
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            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
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                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": {
                        "percentage": 30,
                        "starts_at": "2026-11-01",
                        "valid_through": "2026-12-02"
                    },
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/chase-ultimate-rewards/avios-transfer-bonus/\">30% transfer bonus through December 1, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1,
                        "target": 1
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                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 10,
                "provider": "Hyatt (World of Hyatt)",
                "region": null
            },
            "variants": [
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                    "credit_cards": [
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                    "ratio": {
                        "source": 1000,
                        "target": 1000
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": "<a href=\"https://awardwallet.com/news/chase-ultimate-rewards/hyatt-transfer-rate-devaluation/\">1:1 transfer rate only for Sapphire Reserve-branded cardholders</a>.",
                    "buy_url": null
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                {
                    "credit_cards": [
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                        "Chase Sapphire Preferred® Card",
                        "Ink Bold® Business Credit Card",
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                    "ratio": {
                        "source": 1000,
                        "target": 750
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                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": "<a href=\"https://awardwallet.com/news/chase-ultimate-rewards/hyatt-transfer-rate-devaluation/\">4:3 transfer rate effective October 1, 2026 for cardholders as of June 14, 2026</a>.",
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 86,
                "provider": "Iberia Plus",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
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                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": {
                        "percentage": 30,
                        "starts_at": "2026-11-01",
                        "valid_through": "2026-12-02"
                    },
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/chase-ultimate-rewards/avios-transfer-bonus/\">30% transfer bonus through December 1, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 12,
                "provider": "IHG Hotels & Resorts (One Rewards)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
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                    "min_transfer": null,
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                        "min_hours": 5.6,
                        "max_hours": 5.6,
                        "display": "5 hours"
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                    "bonus": {
                        "percentage": 80,
                        "starts_at": "2026-11-01",
                        "valid_through": "2026-12-04"
                    },
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/chase-ultimate-rewards/ihg-transfer-bonus/\">80% transfer bonus through December 3, 2026</a>.",
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 13,
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                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
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                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 37,
                "provider": "KLM (Flying Blue)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 17,
                "provider": "Marriott (Bonvoy)",
                "region": null
            },
            "variants": [
                {
                    "credit_cards": null,
                    "ratio": {
                        "source": 1000,
                        "target": 1000
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                    "min_transfer": null,
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                        "min_hours": 47.5,
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                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
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                        "target": 1000
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                    "duration": {
                        "min_hours": 24.3,
                        "max_hours": 24.3,
                        "display": "1 day"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 87,
                "provider": "Chase (Ultimate Rewards)",
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
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                        "max_hours": 0,
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 87,
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                        "max_hours": 0,
                        "display": "Immediate"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 87,
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        {
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        {
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                    "duration": {
                        "min_hours": 145.6,
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        {
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                        "display": "Immediate"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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                {
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                        "target": 700
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                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
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        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
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                        "source": 1000,
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                    "duration": {
                        "min_hours": null,
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                    "buy_url": null
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                {
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                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
                "region": "United States"
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                "region": null
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                        "source": 1000,
                        "target": 1000
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                        "max_hours": 0,
                        "display": "Immediate"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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                {
                    "credit_cards": [
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                        "source": 1000,
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                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
                "region": "United States"
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                "region": null
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                        "source": 1000,
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                        "min_hours": 0,
                        "max_hours": 0,
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                        "starts_at": null,
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                    "buy_url": null
                },
                {
                    "credit_cards": [
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                        "Citi Strata℠ Card",
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                        "min_hours": 14.8,
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                        "percentage": 10,
                        "starts_at": null,
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                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/citi-thankyou-rewards/cathay-pacific-transfer-bonus/\">10% transfer bonus through November 14, 2026</a>.",
                    "buy_url": null
                }
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        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
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                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
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                    "bonus": null,
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                    "buy_url": null
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                {
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                        "min_hours": null,
                        "max_hours": null,
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                    "bonus": null,
                    "message_html": "<a href=\"https://awardwallet.com/news/citi-thankyou-rewards/citi-transfer-devaluation-choice-preferred-hotels/\">Citi devalued this transfer ratio effective April 19, 2026</a>.",
                    "buy_url": null
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        {
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                        "target": 800
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                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
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                    "buy_url": null
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                {
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                        "source": 1000,
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                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
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                    "buy_url": null
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        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
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                "region": null
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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                    "duration": {
                        "min_hours": 1.1,
                        "max_hours": 1.1,
                        "display": "1 hour"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
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                        "source": 1000,
                        "target": 1000
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                        "display": "1 day"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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                {
                    "credit_cards": [
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                        "source": 1000,
                        "target": 700
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                    "duration": {
                        "min_hours": 41.7,
                        "max_hours": 41.7,
                        "display": "1 day"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
                "region": "United States"
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                        "source": 1000,
                        "target": 1000
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                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                },
                {
                    "credit_cards": [
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                        "Citi Custom Cash® Card",
                        "Citi Strata℠ Card",
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                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
                "region": "United States"
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                        "source": 1000,
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                    "duration": {
                        "min_hours": 0,
                        "max_hours": 0,
                        "display": "Immediate"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                },
                {
                    "credit_cards": [
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                        "Citi Strata℠ Card",
                        "Citi Double Cash Card®",
                        "Citi Custom Cash® Card"
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                        "source": 1000,
                        "target": 700
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                    "min_transfer": null,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
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                "provider": "LHW (Leaders Club)",
                "region": null
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                {
                    "credit_cards": [
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                        "Citi Strata Premier® Card",
                        "AT&T Access More Card from Citi",
                        "Citi Prestige® Card"
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                        "source": 1000,
                        "target": 200
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                },
                {
                    "credit_cards": [
                        "Citi ThankYou® Preferred Card",
                        "Citi Strata℠ Card",
                        "Citi Double Cash Card®",
                        "Citi Custom Cash® Card"
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                    "ratio": {
                        "source": 1000,
                        "target": 140
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
                "region": "United States"
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            "target": {
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                "provider": "Preferred Hotels, etc. (I Prefer)",
                "region": null
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                {
                    "credit_cards": [
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                        "Citi Strata Premier® Card",
                        "AT&T Access More Card from Citi",
                        "Citi Prestige® Card"
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                    "ratio": {
                        "source": 1000,
                        "target": 2000
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                },
                {
                    "credit_cards": [
                        "Citi ThankYou® Preferred Card",
                        "Citi Strata℠ Card",
                        "Citi Double Cash Card®",
                        "Citi Custom Cash® Card"
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                    "ratio": {
                        "source": 1000,
                        "target": 1400
                    },
                    "min_transfer": null,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 364,
                "provider": "Citibank (ThankYou Rewards)",
                "region": "United States"
            },
            "target": {
                "provider_id": 33,
                "provider": "Qantas (Frequent Flyer)",
                "region": null
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                    "message_html": null,
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        },
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                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 67,
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                    "buy_url": null
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        },
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        },
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        },
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        },
        {
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        },
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        },
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        },
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        },
        {
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        },
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        },
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        },
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
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                "provider_id": 5022,
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            "target": {
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        },
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                    "bonus": null,
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            ]
        },
        {
            "source": {
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                "provider": "Bilt Rewards",
                "region": "United States"
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            ]
        },
        {
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                    "ratio": {
                        "source": 1000,
                        "target": 1000
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                    "min_transfer": 2000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
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        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
                "region": "United States"
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                "region": null
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                {
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                        "source": 1000,
                        "target": 1000
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                    "min_transfer": 2000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
                "region": "United States"
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            "target": {
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                "provider": "Hyatt (World of Hyatt)",
                "region": null
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            "variants": [
                {
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                        "source": 1000,
                        "target": 1000
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                    "min_transfer": 2000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
                "region": "United States"
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            "target": {
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                "provider": "Iberia Plus",
                "region": null
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            "variants": [
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                        "source": 1000,
                        "target": 1000
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                    "min_transfer": 2000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
                "region": "United States"
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                "provider": "IHG Hotels & Resorts (One Rewards)",
                "region": null
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            "variants": [
                {
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                        "source": 1000,
                        "target": 1000
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                    "min_transfer": 2000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
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        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
                "region": "United States"
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            "target": {
                "provider_id": 43,
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                "region": null
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            "variants": [
                {
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                        "source": 1000,
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                    "min_transfer": 2000,
                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
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                    "buy_url": null
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                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
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                        "display": "38 minutes"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
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                "provider": "Bilt Rewards",
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                        "display": "Unknown"
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                    "bonus": null,
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        },
        {
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": "<a target=\"_blank\" href=\"https://awardwallet.com/news/bilt-rewards/qatar-transfer-partner/\">Transfer partner added May 22, 2025</a>.",
                    "buy_url": null
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                    "bonus": null,
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                    "buy_url": null
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        {
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                "region": null
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                    "duration": {
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
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                "provider": "Bilt Rewards",
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                    "duration": {
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                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
                "region": "United States"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 5022,
                "provider": "Bilt Rewards",
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                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": "<a href=\"https://awardwallet.com/news/bilt-rewards/wyndham-rewards-transfer-partner/\">Transfer partner added March 25, 2026</a>.",
                    "buy_url": null
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            ]
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        {
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                "provider": "BRB (Curtaí)",
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
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        },
        {
            "source": {
                "provider_id": 4974,
                "provider": "Brex Cash",
                "region": "United States"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 4974,
                "provider": "Brex Cash",
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                        "source": 3,
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 4974,
                "provider": "Brex Cash",
                "region": "United States"
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                    "bonus": null,
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                    "buy_url": null
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            ]
        },
        {
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                        "max_hours": 0,
                        "display": "Immediate"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 4974,
                "provider": "Brex Cash",
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                    "duration": {
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                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 4974,
                "provider": "Brex Cash",
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 4974,
                "provider": "Brex Cash",
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            "variants": [
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                        "min_hours": 5.1,
                        "max_hours": 5.1,
                        "display": "5 hours"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 31,
                "provider": "British Airways (Club)",
                "region": "United States"
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                        "display": "Immediate"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 31,
                "provider": "British Airways (Club)",
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                    "duration": {
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                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
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                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 31,
                "provider": "British Airways (Club)",
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                        "min_hours": 41.4,
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                        "display": "1 day"
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                    "bonus": null,
                    "message_html": null,
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        },
        {
            "source": {
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 191,
                "provider": "Caesars (Rewards)",
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                        "min_hours": 104.5,
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                    "buy_url": null
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            ]
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        {
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                    "duration": {
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                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 181,
                "provider": "China Eastern (Eastern Miles)",
                "region": "United States"
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            "target": {
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                "region": null
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                    "duration": {
                        "min_hours": 40.2,
                        "max_hours": 40.2,
                        "display": "1 day"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 36,
                "provider": "Choice Hotels (Choice Privileges)",
                "region": "United States"
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            "variants": [
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                    "ratio": {
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                    "duration": {
                        "min_hours": null,
                        "max_hours": null,
                        "display": "Unknown"
                    },
                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
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        },
        {
            "source": {
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        },
        {
            "source": {
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                    "bonus": null,
                    "message_html": "<a href=\"https://awardwallet.com/news/rove-miles/frontier-airlines-transfer-partner/\">Transfer partner added July 1, 2026</a>",
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        },
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        },
        {
            "source": {
                "provider_id": 5575,
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        },
        {
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        },
        {
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                    "buy_url": null
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        },
        {
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                    "bonus": null,
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        },
        {
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                    "bonus": null,
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        },
        {
            "source": {
                "provider_id": 5575,
                "provider": "Rove",
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                    "bonus": null,
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                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 5575,
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                    "bonus": null,
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        },
        {
            "source": {
                "provider_id": 5575,
                "provider": "Rove",
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 5575,
                "provider": "Rove",
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                "region": null
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                {
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
                }
            ]
        },
        {
            "source": {
                "provider_id": 5575,
                "provider": "Rove",
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": "<a href=\"https://awardwallet.com/news/rove-miles/virgin-atlantic-virgin-red-transfer-partner/\">Transfer partner added April 7, 2026</a>.",
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 5575,
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                    "bonus": null,
                    "message_html": "<a href=\"https://awardwallet.com/news/rove-miles/virgin-atlantic-virgin-red-transfer-partner/\">Transfer partner added April 7, 2026</a>.",
                    "buy_url": null
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        },
        {
            "source": {
                "provider_id": 526,
                "provider": "Royal Air Maroc (Safar Flyer)",
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
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                "provider_id": 832,
                "provider": "Santander (Esfera)",
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
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                    "message_html": null,
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        },
        {
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                    "message_html": null,
                    "buy_url": null
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        },
        {
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        },
        {
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                    "bonus": null,
                    "message_html": null,
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        },
        {
            "source": {
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                    "message_html": null,
                    "buy_url": null
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        },
        {
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                    "message_html": null,
                    "buy_url": null
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        },
        {
            "source": {
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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        },
        {
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            ]
        },
        {
            "source": {
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                "region": null
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        },
        {
            "source": {
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                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
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                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 331,
                "provider": "Shangri-La (Circle)",
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                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 331,
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                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
        {
            "source": {
                "provider_id": 331,
                "provider": "Shangri-La (Circle)",
                "region": "United States"
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            "target": {
                "provider_id": 51,
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            },
            "variants": [
                {
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                    "min_transfer": 1000,
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                        "max_hours": null,
                        "display": "Unknown"
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                    "bonus": null,
                    "message_html": null,
                    "buy_url": null
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            ]
        },
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